cabpenter



J. o. CABQPEMER.l Monetary-Cheek.

No.f226,974,.

' -Patented April 2T, 1880.

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l www UNITED STATES PATENT filEErcE.

JAMES O. CARPENTER, OF BROOKLYN, NEW YORK.

MONETARY CHECK.

SPECIFICATION forming part of Letters Patent No. 226,974,`dated April 27, 1880.

- Application led January 17, 1880.

To all whom t may concern:

Be it known that I, J. O. CARPENTER, of Brooklyn,in the county of Kings, and in the State of New York, have invented certain new and useful Improvements in Checks, Drafts, Svc.; and I do hereby declare that the following is afull, clear, and exact description thereof, reference being had to the accompanying drawings, making a part of this specification, in which- Figure l represents my improved cheek as preferably prepared, and Fig. 2 is a view of a modification of the same.

Letters of like name and kind refer to like parts in each of the figures.

In the employment of checks, drafts, notes, or other papers in which values are represented by figures or words, it is often the case that-such values are raised by erasing the Words or gures representing the same and writing in other alnounts, and many means have been devised for the prevention of such frauds 3 but none of said means have proved unobjectionable or have been used generally by business men.

The design of my invention is to remedy the before-named difficulties by furnishing a simple, inexpensive, and easily-employed check upon fraud and it consists in a check, draft, note, or other paper in which values are represented, provided with a space for the insertion of the proper value and another space for the insertion of an amount less than or in excess of said value, and having a certain stated comparative relation thereto, substantially as and for the purpose hereinafter specified.

The principle involved in my invention is the same in its application to different forms of commercial paper, so that the operation and advantages of said invention will be sufficiently illustrated in connection with one of said forms, which, for convenience, is a bankcheck.

In the annexed drawings, Arepresents a bank-check of ordinary form provided with the usual blank spaces for date, B, name of payee, C, amount to be paid, D, (both in words and in igures,) and the name of the payor, and having also a space, E, left for the insertion of an amount greater or less than the sum to be paid, which amount has a certain stated comparative value with relation to the latter.

Immediately before the space E are printed the words one half of which is ;77 and if the sum to be represented by the check is one thousand dollars, then said space would be filled in with the words five hundred dollars,7 so that said check would read Pay to the order o one thousand dollars, one half of which is ve hundred dollars ,77 and before said check could be raised and made to represent a greater value than was intended by the payor it would be necessary to erase or change the dissimilar Words in spaces D and E.

The words preceeding the space E may indicate any desired comparative value, either greater or less than that to be inserted in space D, the principle being the same in each case.

The improvement described aifords not only a cheek against fraud, but also against mistakes upon the part of the person filling them in, as it could hardly be possible that an error in filling space D could be repeated iu filling space E.

Having thus fully set forth the nature and merits of my invention, what l claim as new 1s- A check, draft, note, or other paper in which values are represented, provided with a space for the insertion ofthe proper value and another space for the insertion of an amount less than or in excess of said value, and having a certain stated comparative relation thereto, substantially as and for the purpose specified.

In testimony that I claim the foregoing I have hereunto set my hand this 16th day of January, 1880.

JAMES O. CARPENTER.

Witnesses:

A. H. NoNEs, JOHN M. HAERINGTON. 

